No person shall operate, register, or maintain registration of, and no owner shall permit another person to operate, register, or maintain registration of, a motor vehicle designed to be used on a public highway unless the motor vehicle is covered by a liability insurance policy in accordance with Section 32-7A-3, Code of Alabama 1975. The policy must be an Alabama policy issued by an insurance company qualified to issue motor vehicle liability insurance in Alabama.
If a vehicle is registered or operated without liability insurance, the vehicle registration will be suspended, and the vehicle owner will be subject to the following:
- First violation: $200 reinstatement fee.
- Second or subsequent violations: $400 reinstatement fee.
Evidence of current insurance must also be provided to reinstate the vehicle registration. Evidence of current insurance along with the reinstatement fee may be submitted to the county license plate issuing official in the vehicle owner’s county of residence.
The following websites may also provide additional information regarding the Mandatory Liability Insurance Law.
https://www.revenue.alabama.gov/motor-vehicle/mandatory-liability-insurance/
